Before proceeding, please review the following statement:

The Retirement Savings Spending Calculator (generally referred to throughout this web site as the Spending Calculator) was designed with Milliman, Inc. ("Milliman") solely for use by the participants in the pension plans sponsored by the Church Pension Fund and its affiliates (collectively, "CPG"). By using the Spending Calculator, you acknowledge the following:

• The Spending Calculator is a projection calculator that uses approximations and assumptions. It is not intended as a source of precise spending calculations nor as a tool for tax advice. Rates of return used in the approximations are based on published historical rates of return. Historical rates of return are no guarantee of future rates of return. Future rates of return may be higher or lower than past rates of return.
• Neither Milliman nor CPG confers any rights or makes any warranty, express or implied, as to the accuracy of the results obtained by your use of the Spending Calculator. In no event will Milliman or CPG be liable for direct, indirect, special, incidental, or consequential damages arising out of the use, misuse, or inability to use the Spending Calculator or any related products. Neither Milliman nor CPG incurs any obligation for your use of the Spending Calculator, for your interpretation of the results, or for the Spending Calculator’s application to any use for which it was not intended.
• The assumptions used in the Spending Calculator may or may not reflect actual federal and state laws, investment rates of return, or other factors (including, but not limited to, factors that may change in the future).
• The Spending Calculator requires the use (including, in certain cases, the storage and retrieval) of your personal information, including nonpublic personal financial information. By using the Spending Calculator, you consent to such use by Milliman and CPG for the purpose of providing you access to the calculator.
• The Spending Calculator does not reside on the CPG website. CPG is not responsible for the content of this website.

The Retirement Savings Spending Calculator is a product of Milliman, Inc.

If you understand and accept the above conditions and limitations of the Retirement Savings Spending Calculator and wish to use the calculator, click on the "I Accept" button below. If you do not wish to use this calculator under these conditions and limitations, click on "I Decline" to be returned to the CPG website homepage.